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Buying a Home

Buying a Home
Ten Step Process

selling what to expect

Home buying is a process

You should not rush through it, too much is can be lost here. You need to be well informed about what needs to happen and in what order. Thanks to Canada Mortgage and Housing Corporation we are able to provide that crucial information to you. Take your time to read through the information, it truly is important, especially if you are the first time buyer. The steps to buying a home are listed below.

Step 1 — Is Homeownership Right for You?
Buying a home is one of the biggest financial and lifestyle decisions you will make, so it pays to make an informed decision by first looking at the main advantages and disadvantages of homeownership.

Step 2 — Are You Financially Ready?
In this Step you will find a number of simple calculations that will help you evaluate your current financial situation and determine how much house you can afford and the maximum price that you should be considering.

Step 3 — How Much Will It Really Cost?
After you have calculated the maximum home price you can afford, you will need to calculate the up-front costs and expenses associated with buying a home to make sure you are financially prepared.

Step 4 — What Should You Buy?
Before you start searching for a home you need to think about your current and future housing needs and what characteristics are important to you in a home.

Step 5 — What Professionals Should You Call On?
This Step describes the roles played by the professionals you will call on in the home buying process: real estate agent, mortgage broker, lawyer/notary, inspector, insurance broker. This guide for newcomers to the Canadian housing market, written in clear English, has everything needed to understand how to rent or buy a home.

Step 6 — How Can You Find the Right Home?
If you have decided that you are ready to start your search, this Step offers information on ways to find the home that is right for you, useful tips for your search and Home Hunting worksheets.

Step 7 — Ready to Buy?
Once you find the home you would like to buy, you will need to present the vendor with an Offer to Purchase or Agreement of Purchase and Sale. This Step describes the Offer to Purchase process.

Step 8 — The Final Steps
Describes the final steps in the home buying process: things you will need to do on closing day, and how to hire and work with a moving company.

Step 9 — Is There More to Home buying?
The real financial responsibilities of homeownership begin when you take possession of your new home; you will need to budget for mortgage payments, ongoing operating costs and an emergency fund.

Step 10 — Tips on Home Repair and Maintenance
This section offers useful tips for new homeowners on home repair, maintenance and renovations, and discusses the importance of security and fire safety. Also includes a practical Maintenance Calendar.

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Selling Barrie Homes

Not many people have the privilage to do what they love. I'm blessed to be one of those few. Selling Barrie homes, working with people, having the ability to make them happy is the most rewarding experiance.

Real Estate


Joanna Gerber is a Professional Member or is associated with the following Organizations:
RealtorBARIE ICX commercial
CREA






Here you will find tools that will guide you through the process of Buying and Selling a Home.












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|Home | Buyers |Sellers |Contact Joanna |

Joanna Gerber
Sales Representative
HomeLife/Kempenfelt-Kelly Realty Ltd. Brokerage*
284 Dunlop Street West Barrie, Ontario L4N 1B9
Office:705-722-8191 Fax:705-725-8232 TF: 1-877-722-8191
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